As your insurance consultant and advocate, Woodruff-Sawyer & Co. realizes that questions may arise when purchasing individual health insurance. Whether you are experiencing a family or employment change, we are here to support you.
The following life experiences may trigger the need to address individual coverage:
- Job loss
- New employment but not eligible for coverage (i.e. independent contractor, 1099 employee, self-employed/sole proprietor)
- COBRA coverage expiration
- Current individual plan premium increase
- Re-evaluation of your existing coverage
- Evaluate options for children that may be less expensive than your group policy and/or provide coverage if they have reached the maximum age under your existing plan
For any questions you may have, you can email us directly from each of the insurance company sites or contact Michelle Droz, Account Executive at Woodruff-Sawyer & Co., 415.399.6341 or mdroz@wsandco.com.
| California Residents | |
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If you are a California resident, you can access the insurance company of your choice to receive rate quotes, research plan information, and apply online. Click on the insurance company logo below. |
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Blue Shield of California, an independent member of the Blue Shield Association, is a not-for-profit health plan dedicated to providing Californians with access to high-quality health care at a reasonable price. |
| The Anthem network maintains a reputation for the quality of its provider and support network, promising easy access to trusted physician resources and a reminder program for annual and preventive exams. | |
| Kaiser offers quality medical insurance coverage at affordable prices. With an added focus on preventative medicine, nutrition, and exercise, the goal of the Kaiser HMO is to get you well, keep you well, and cause your health to thrive. | |
| Non-California Residents | |
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For non-California residents, you may receive rate quotes, research plan information and apply online through our national broker partner, Digital Insurance. Click on the logo below to be directed to Digital Insurance. Please note: Quotes for coverage not available from Digital Insurance if you reside in HI, MA, ME, NJ, NY, RI or VT. |
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| There's nothing more critical than choosing the right health insurance products for you and your family. When you contact Digital Insurance, you'll be introduced to an experienced, licensed benefit consultant who will guide you through the process of choosing and then managing your insurance coverage. | |
Woodruff-Sawyer & Co. can be compensated through commissions, fees, or a combination thereof. Additionally carriers may pay supplemental commissions that can be based upon factors such as profitability, premium volume, retention and/or growth. Please refer to the Woodruff-Sawyer & Co. Compensation Disclosure Statement for more information. Detailed broker compensation information on your account available upon request.
