Employment Practice Liability (EPL)
In today’s business environment, it is critical for clients to understand the importance of sound, strongly enforced policies and procedures surrounding their employment practices worldwide. Woodruff-Sawyer will work with you to review your operations, identify exposures, and develop a strong risk management program to meet your Employment Practices Liability (EPL) insurance needs.
Our EPL team understands the complexities of EPL insurance and has extensive experience with the intricacies of EPL policies, including:
- Definition of claim
- Coinsurance/cost containment opportunities
- Reporting requirements
- Reduction in force
- Timeframe for circumstances
- What constitutes knowledge
- Self-insured retention reporting threshold
- Front and back pay extension
- Third-party discrimination coverage
Whether your company is going through a merger or acquisition, or simply conducting “business as usual,” we can help create a customized solution aligned to your corporate policies and budgetary concerns. Once your policy is in place, we will also provide you with expert claims management services for the quick and fair resolution of claims and serve as your advocate throughout the entire process.