Articles & Updates

The SEC offers timely guidance on cybersecurity disclosures – but how difficult is it to take their advice? And just what is this “relevant insurance coverage” they suggest you disclose?

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At Woodruff-Sawyer, we offer a monthly update on legislative changes that impact employee benefit plans. Employers should review the update to ensure their plans and policies are revised and in compliance with the newest legislation and regulations. This monthly update includes articles on the following topics:

• CLASS Act Implementation Suspended by the Obama Administration
• DOL Delays Implementation of Summary of Benefits and Coverages (SBC) Rules
• San Francisco Health Care Security Ordinance (HCSO) Regulations
• DOL Gives Guidance on Medical Loss Ratio Requirements
• Michigan to Impose Assessment of Health Care Claims
• Department of Health and Human Services Launches HIPAA Audit Program
• Blue Shield Credits

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Senate Bill 474 was signed in to law by Governor Brown on October 9, 2011. This new law will become effective January 1, 2013. SB 474 restricts the inclusion of Type I indemnity provisions in construction contracts for commercial projects and for any contracts with public entities.

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At Woodruff-Sawyer, we offer a monthly update on legislative changes that impact employee benefit plans. Employers should review the update to ensure their plans and policies are revised and in compliance with the newest legislation and regulations. This monthly update includes articles on the following topics:

1. Supreme Court to Hear Health Care Reform Debate in March 2012
2. Implementing Compliant Wellness Programs
3. California Legislation
4. 2012 IRC Indexed Figures
5. California State Disability Rates

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At Woodruff-Sawyer, we offer a monthly update on legislative changes that impact employee benefit plans. Employers should review the update to ensure their plans and policies are revised and in compliance with the newest legislation and regulations. This monthly update includes articles on the following topics:

1. HHS Issues Preventive Care Guidance
2. 9th and 11th Circuit Courts Rule on the Constitutionality of the Affordable Care Act (ACA)
3. HHS Issues Additional Guidance on Premium Tax Credits
4. HHS Exempts Stand-Alone HRAs from the Annual Limit Waiver Requirement
5. Health Care Reform Summary of Benefits and Coverage Guidance
6. Massachusetts Conforms State Tax Code to the Internal Revenue Code C
7. Rhode Island Passes Civil Union Law
8. San Francisco Issues 2012 Healthy Care Security Ordinance Rates

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M&A deals have small issues, big issues...and “landmine” issues: issues that can seem small but, if mishandled, can end up being significant. Regardless of whether your company is seeking to merge with another company or is looking to acquire or be acquired, here are several key insurance risk management factors worth considering prior to the drafting of a merger agreement.

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Public companies routinely purchase directors and officers (“D&O”) liability insurance, and regard the purchase as part of the cost of being a public company. But does a private company need D&O insurance?

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Woodruff-Sawyer & Co. is pleased to present the latest information concerning securities litigation filed against public companies in the United States. The information below comes from the D&O Databox as of June 30, 2011. The D&O Databox tracks securities class action litigation filed against public company issuers and their directors and officers. Settlement figures include amounts paid by issuers, their directors and officers, and insurance carriers. Settlement figures exclude amounts paid in settlement by third party defendants.

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At Woodruff-Sawyer, we offer a monthly update on legislative changes that impact employee benefit plans. Employers should review the update to ensure their plans and policies are revised and in compliance with the newest legislation and regulations. This monthly update includes articles on the following topics:

1. Proposed Regulations Implementing State Exchanges Under the Patient Protection and Affordable Care Act (ACA)
2. Sixth Circuit Court of Appeals Upholds Constitutionality of the Individual Mandate
3. HHS Issues Guidance on the Annual Limit Waiver Application Process
4. New York Same-Gender Marriage Statute Passed
5. New York Tax Law Amendment

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One consequence of the global, interconnected nature of the economic markets is that plenty of non-U.S. companies list their shares on U.S. Exchanges. For most foreign filers, listing in the U.S. is entirely unproblematic. However, there has been some interesting news in the U.S. securities class action lawsuit arena that involves directors of foreign-based companies.

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